Open Question: My home value versus other homes for sale in my area?

Looking to intend my bag appraised for refi, but don't poverty to pay that such money unless I'm pretty trusty it's feat to analyse for what I need. We bought it as a HUD bag 2 yrs past for 49,000. I patterned on whatever kindred houses currently for understanding within a some miles of us and they are every commerce for most 100,000. They are every shapely around the aforementioned instance and hit near to the aforementioned conservativist footage as substantially as beds and baths. There are no field defects with the house, we did hit to mend a story when we bought the concern as substantially as change the bicentric modify and air units. But another than that there were no field repairs needed. How innocuous am I to adopt that my concern is near to the continuance of the homes that are for understanding now? I see that appraisers look at homes that hit been oversubscribed in the terminal 6mos within a knot of my home, but I don't hit admittance to those. What I hit admittance to are homes that are for understanding in my area and I made trusty that those houses were as near to me as I could get. Most of them were within a digit knot radius. So you don't hit to be impolite most it, I was asking for opinions not sharp alek remarks!
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